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Student Loans Statistics

• 44 million Americans hold more than $1.3 trillion in student loans. • Tuition costs are rising, but it’s still worth going to college. • Avoid loans if possible, but education is a worthwhile investment in your future. Student...

Why You Should Refinance Your Student Loans

• Refinancing can save you thousands of dollars in interest and lower your monthly payments. • It consolidates your student loans into one simple monthly payment. • You need to have a good job and credit score to qualify for refinancing. • You can apply and get your...
Plan Ahead to Reduce Your Children’s College Debt

Plan Ahead to Reduce Your Children’s College Debt

One of the tough challenges that a growing family faces is this:  “How can we save for our children’s college expenses when we haven’t paid off our own student debt?”  One possible answer is to establish a 529 college savings plan for your children. Here is a brief...
Want to Attend Graduate School? How to Pay For It

Want to Attend Graduate School? How to Pay For It

As you finish your undergraduate degree, you may be thinking of obtaining a graduate degree.  The first major consideration is whether the graduate degree is worth the investment.  The second major consideration in your decision is how to finance your graduate degree....
10 Strategies for a Sound Financial Future

10 Strategies for a Sound Financial Future

One of the keys to managing your student debt repayment is to have a financial management plan, not only for your loan debt, but your financial future.  Outlined below are ten strategies for ensuring a sound financial future: 1. Live the first five years after...
The 6 best secured credit cards for bad credit

The 6 best secured credit cards for bad credit

This article was originally published on MoneyMio.com and was written in partnership with MoneyMio. If you have poor credit, or no credit, you probably already know how difficult it can be to qualify for a new credit card. Fortunately, many companies offer secured...
Minimizing Your Financial Aid Needs

Minimizing Your Financial Aid Needs

One of the challenges many young people must face is beginning their career with massive student debts.  A college education for many students is the first/second most expensive purchase they will ever make (a home is the other major expense).  In most cases, you can...
Managing Your Student Loan Payments

Managing Your Student Loan Payments

When you look at the student loan obligations you have, the picture will likely be overwhelming.  Student loans can be one of the most difficult financial situations you’ll ever face.  The worst thing you can do is to approach your student loans...
401(k) Allocations vs. Student Loan Repayment

401(k) Allocations vs. Student Loan Repayment

When you accept a job offer, one of the key benefits you may receive is an employer contribution to a 401(k) plan. See the Topic: Understanding How a 401(k) Plan Works. Companies typically match a given percentage of your own contribution to your 401(k) plan then the...
Starting a Company: What About Your Student Loans?

Starting a Company: What About Your Student Loans?

You’re ready to start your own business, but still have student loans to pay off? We’ll help you break down your options. Income Driven Repayment Plans If you know you won’t be taking a salary for a while and have federal loans, you may want to look into switching...